rácio Tier I
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Core Tier 1 Capital -- This is the ratio common equity in the bank plus retained earnings minus dividends and accumulated losses to the risk-adjusted assets of the bank. This is the strictest ratio and to be considered well-capitalized, the ratio needs to be greater than 6% to satisfy one of the requirement.
Tier 1 Capital -- This is the ratio of Core Tier 1 Capital plus non-redeemable (meaning no one has the right to demand the capital bank) capital such as non-redeemable preferred shares and loan loss reserves to the risk-adjusted assets of the bank.
This is the ratio that the financial press quotes most often.
otal Capital Ratio -- This is the most generous ratio and consists of all sorts of additional capital sources (see the link above for a description of the supplemental capital items that can be added) divided by the risk-adjusted capital.
To be considered well-capitalized, banks must have a Total Capital ratio greater than 10% as well a Core Tier 1 greater than 6%.
http://en.wikipedia.org/wiki/Capital_requirements
Tier 1 Capital -- This is the ratio of Core Tier 1 Capital plus non-redeemable (meaning no one has the right to demand the capital bank) capital such as non-redeemable preferred shares and loan loss reserves to the risk-adjusted assets of the bank.
This is the ratio that the financial press quotes most often.
otal Capital Ratio -- This is the most generous ratio and consists of all sorts of additional capital sources (see the link above for a description of the supplemental capital items that can be added) divided by the risk-adjusted capital.
To be considered well-capitalized, banks must have a Total Capital ratio greater than 10% as well a Core Tier 1 greater than 6%.
http://en.wikipedia.org/wiki/Capital_requirements
rácio Tier I
Alguém me pode explicar que rácio é este?E já agora porque é que em termos de resultados não tem sido afectados os bancos espanhóis.A maior parte deles com lucros maiores que o ano passado
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